Tooele, Tooele County
Facing Foreclosure in Tooele, Utah?
If you have equity, selling before the trustee sale can protect it. We can move quickly and work with your lender's payoff numbers. Serving Tooele and the rest of Tooele County.
- Any condition, any situation
- No fees or commissions
- No obligation to accept
- You choose the closing date
Get a cash offer on your Tooele house
Tell us where the house is. It takes about a minute.
Foreclosure in Tooele: where to start
For Tooele owners who commute, a job loss or a big car or medical bill can quickly put the mortgage behind. Acting early gives you the most choices.
Below is what generally applies in Tooele County, your realistic options, and how a sale to us would work.
How a sale to us would work
- You fill out the form or email us about the Tooele property.
- We walk the house, as-is, and make a written offer.
- If an attorney, court or lender needs to sign off, we wait.
- A licensed title company closes, pays off any loans or liens, and sends you the proceeds.
Local process: Tooele County
Most Utah foreclosures are non-judicial trustee sales. For a Tooele property, the trustee records the notice of default with the Tooele County Recorder. Utah law then requires at least three months before the notice of sale, which must be published for three consecutive weeks and posted on the property and at the county recorder at least 20 days before the sale. The sale itself is a public auction. You own the house, and can sell it, until that sale happens.
Talk to a foreclosure attorney or a HUD-approved housing counselor about your specific notice. Sources: Utah Code 57-1-24 and 57-1-25.
Comparing your choices
| Option | Best when | Trade-off |
|---|---|---|
| Reinstate or modify | Your income can support the payment going forward. | You need cash or servicer approval. |
| Short sale | You owe more than the house is worth. | Needs lender approval and can take time. |
| Sell for cash | You have equity and want to protect it. | You move, and the price reflects a fast, as-is sale. |
Helpful to have on hand
- Your notice of default or notice of sale (if you have one)
- A recent mortgage statement
- Any second mortgage or HELOC statements
- The sale date, if one has been set
Missing something? That is fine. We can usually start without it.
Foreclosure questions from Tooele owners
How long do I have before a trustee sale on my Tooele house?
Utah requires at least three months after the notice of default is recorded before the notice of sale, and the notice of sale runs a few more weeks. Your exact date will be in the notice of sale.
Can I sell my Tooele house after getting a notice of default?
Generally yes. You still own it until the trustee sale, and a sale pays off the loan at closing.
Do you charge anything to help?
No. We never ask for upfront fees. Be cautious with anyone who does.
What if the sale date is next week?
Call or fill out the form immediately. We will tell you honestly whether a closing is realistic.