Salt Lake City, Salt Lake County
Behind on Payments in Salt Lake City? Sell Before the Trustee Sale
If you have equity, selling before the trustee sale can protect it. We can move quickly and work with your lender's payoff numbers. Serving Salt Lake City and the rest of Salt Lake County.
- Any condition, any situation
- No fees or commissions
- No obligation to accept
- You choose the closing date
Get a cash offer on your Salt Lake City house
Tell us where the house is. It takes about a minute.
Foreclosure in Salt Lake City: where to start
Salt Lake City owners fall behind for all kinds of reasons: a job change, medical bills, a divorce. If you have equity, you likely have more options than you think.
Salt Lake City is the state capital and the Salt Lake County seat, and it has some of the oldest housing in the valley, from early-1900s bungalows to mid-century brick homes.
Below is what generally applies in Salt Lake County, your realistic options, and how a sale to us would work.
Three paths forward
- Reinstate or modify. Your income can support the payment going forward. Trade-off: you need cash or servicer approval.
- Short sale. You owe more than the house is worth. Trade-off: needs lender approval and can take time.
- Sell for cash. You have equity and want to protect it. Trade-off: you move, and the price reflects a fast, as-is sale.
Before we talk, find these if you can
- Your notice of default or notice of sale (if you have one)
- A recent mortgage statement
- Any second mortgage or HELOC statements
- The sale date, if one has been set
Missing something? That is fine. We can usually start without it.
How it works in Salt Lake County
Most Utah foreclosures are non-judicial trustee sales. For a Salt Lake City property, the trustee records the notice of default with the Salt Lake County Recorder. Utah law then requires at least three months before the notice of sale, which must be published for three consecutive weeks and posted on the property and at the county recorder at least 20 days before the sale. The sale itself is a public auction. You own the house, and can sell it, until that sale happens.
Talk to a foreclosure attorney or a HUD-approved housing counselor about your specific notice. Sources: Utah Code 57-1-24 and 57-1-25.
How a sale to us would work
- You fill out the form or email us about the Salt Lake City property.
- We walk the house, as-is, and make a written offer.
- If an attorney, court or lender needs to sign off, we wait.
- A licensed title company closes, pays off any loans or liens, and sends you the proceeds.
Foreclosure questions from Salt Lake City owners
Do you charge anything to help?
No. We never ask for upfront fees. Be cautious with anyone who does.
What if the sale date is next week?
Call or fill out the form immediately. We will tell you honestly whether a closing is realistic.
How long do I have before a trustee sale on my Salt Lake City house?
Utah requires at least three months after the notice of default is recorded before the notice of sale, and the notice of sale runs a few more weeks. Your exact date will be in the notice of sale.
Can I sell my Salt Lake City house after getting a notice of default?
Generally yes. You still own it until the trustee sale, and a sale pays off the loan at closing.