Utah
Selling a Utah House With Liens
Liens do not automatically stop a sale. The title company finds them, and most are paid off or negotiated at closing.
- Any condition, any situation
- No fees or commissions
- No obligation to accept
- You choose the closing date
Get a no-obligation cash offer
Tell us where the house is. It takes about a minute.
Common liens on Utah homes
- Second mortgages and home equity lines
- Judgment liens from lawsuits or collections
- Mechanic's liens from unpaid contractors
- HOA liens for unpaid dues
- City liens for utilities or code fines
- Tax liens (see our tax lien page)
How liens get paid at closing
After you sign a contract, the title company runs a title search. Every recorded lien shows up. At closing, the title company pays them from the sale proceeds in the right order and gets releases recorded. If the liens add up to more than the house is worth, some lienholders may agree to accept less; that negotiation is worth discussing with an attorney.
What you can do now
Pull together any letters or court papers you have about the liens. If you are not sure what is recorded, the county recorder's office has records by address or owner name. We can also order a preliminary title report once we are under contract.
How it works
Tell us about the house
Fill out the short form. We will ask a few questions about the property, your timeline and what you need.
Get a written cash offer
We walk the house, run the numbers, explain them, and give you a written offer. No fee and no obligation.
Close when you are ready
Pick the closing date. A licensed title company handles the closing, and you can leave behind anything you do not want.
We buy across Utah
Common questions
Can I sell my house if it has a lien?
Usually yes. Liens are typically paid from the proceeds at closing.
What if the liens are more than the equity?
You may need lienholders to agree to take less. An attorney can help negotiate.
Do you pay off the liens?
The title company pays them out of the purchase price at closing.